| • | Are you and your business
credit worthy? Your personal and business credit ratings will be analyzed. |
| • | What kind of money do
you require? Short, long, intermediate term money or equity capital. |
| • | How much money do you
need? Present exactly what you need and what it is for. |
| • | Do you have sufficient
collateral? Your collateral must equal the loan amount at a minimum. |
| • | What are the lender's
rules? Ask about loan-to-value and debt coverage ratios. |
| • | What kinds of limitations
will be set by you? Know your comfort level with rate, payment, and term. |
